What is Splash?

Splash Auto Finance By Rifco wants to get you driving. No matter what your credit history, your application is confidential and secure with us; we want to empower you to shop with confidence by sending your application straight to the lender. With our easy 4 step process you share your information once, we work with your budget to get you approved and get you the vehicle you want.

What makes us different?

We are the Lender. Your application goes directly to our finance specialists who work closely with you to find out what works for your budget. We know what it takes to get a loan approved. With 500 Dealer Partners across the country we work with the best to make your experience easy. We have a rooted history in non-prime auto financing, helping over 40,000 Canadian customers obtain a vehicle loan, lending over $900 million dollars across Canada.

About Us

Splash Auto Finance By Rifco is making waves in the auto finance world. A division of Rifco National Auto Finance, one of Canada's largest non-chartered banks for non-prime auto financing, Splash is reaching out directly to the consumer to get them pre-approved for the vehicle they want. We Finance. You Drive.

Lender Support Services

  • Credit rebuilding

  • Loan support from start to finish

  • Referral program

The Process


You fill out secured online application. Give us your information and let us know what kind of vehicle you are interested in.


Our credit specialists crunch the numbers to work with your budget. We will contact you if we need more information.


Once your application is approved we will find the best dealership in your area and send them your approval.


Head to the dealership where your vehicle is waiting, go for a test drive, sign the paperwork and drive away!